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Medicare Questions Ask Jones Strong
Get The Right Medicare Coverage For You Every Plan Is Unique
Medicare came into effect in 1965 under the social security act, with the purpose of providing health insurance to U.S. citizens over the age of 65, regardless of income or medical history.
All U.S. citizens are eligible to receive Original Medicare at the age of 65 or under Special Circumstances. Original Medicare consists of Part A (inpatient hospital services) and Part B (outpatient medical services). Prescription drug coverage may be purchased separately under Part D Medicare, and special plans covering Original Medicare, Part D Medicare and more health services, also known as Medicare Part C (Medicare Advantage plans), can be purchased from private insurance companies. So, as a Independent Agent I am able to help you find the right plan that fits you.
Medicare Eligibility
To be eligible for Medicare, you first have to be a U.S. citizen or legal resident residing in the U.S. for at least 5 years. If you meet that criteria and have worked for at least 10 years, you automatically become enrolled in Medicare Part A at the age of 65, which will cover emergency hospital stays. You also become eligible to enroll in Medicare Part B, covering preventive care and doctor’s visits, for a monthly premium.
Special Circumstances
Certain younger people may qualify for Medicare coverage if they have certain disabilities or life-threatening diseases. If you are under the age of 65, you may qualify for Medicare if you have:
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ALS (also known as “Lou Gehrig’s Disease”)
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End Stage Renal Disease (ESRD)
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Received Social Security Disability Income
(SSDI) for 24 months
Medicare Facts
While Original Medicare covers some necessary bases, it doesn’t cover all your costs. Services and expenses that are not covered under Original Medicare include:
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Most dental care/dentures
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Eye exams/prescription glasses
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Prescription drugs
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Hearing aids
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Long-term care
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Homeopathic care
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Acupuncture
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Foot care and orthopedic shoes
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Certain routine or physical exams
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Deductibles, coinsurance, or copayments for health services
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Click this link to apply for Prescription Drug Help
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Whether you have Medicare, Turning 65 or new to Medicare?
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